DataMate offers a next generation global Enterprise Banking Platform enabling banks to achieve a consolidated view of any customer across all service delivery channels, thus extending their Customer reach.

The available functionality satisfies the requirements of both, Retail and Corporate banking.

	Features
	Extensively parameterized User definable validations Secure through maker-checker concept User definable charges Multi language support Service branch Over 1500 built in reports Interfaces to various channels Built in report writer for others

Browser based

Open Platform: It can be implemented on a wide range of hardware and software platforms – leaving you free to choose them depending on the exact requirements and situation. Choose from Windows, Linux, and various versions of Intel-UNIX and various versions of RISC-UNIX.

Standards Compliant: DataMate complies with ISO 8583 standards.

Highly Scalable: DataMate uses component based, J2EE framework for development. DataMate is entirely a Stateless Application. Among others, this framework provides a high degree of scalability.

Web Service Enabled: Datamate is Web service enabled and allows integration with other applications.

Functionality

Demand Deposits: Savings, Current, etc. Time Deposits: Simple, Cumulative, Recurring, Flexi, etc. MAS / AIMAS Demand Loans: Over Draft, Cash Credit, Hypothecations, pledge, supply bills, packing credits, etc. Term Loans: Short, Long, Medium Term Loans, Mortgages, etc. General Ledger: Back Office, Trial Balance, Balance Sheet, Profit/Loss Bills: OBC/IBC, BP, BD, FOBC, FIBC, FBP, FBN Bank Guarantees: Inland, Foreign, Performance, Financial Letters of Credits: Inland, Foreign, Irrevocable, Back to Back Transactions: Cash Deposits and Payments, Clearing Inward and Outward, Transfers between Accounts, Interest: Calculation and Application Various Charges: Calculation and Application Exchange of Currencies NPA Management

 

Services Personal information, Signature/Photograph Capture/Retrieval, Memo Creation for an Account and display Safe Deposit Lockers, Remittances (DD, PO, MT, TT etc.) Funds Transfer, Standing Instructions, Other Foreign Exchange Activities Interfaces Standard 8583 interface, ATM transactions, POS, Debit Cards, Mobile Banking, Tele Banking, SMS, Internet Access, Payment Gateway Interface (Utility Bill Payment etc) Interface to pigmy devices Reports & Queries Statutory, Mandatory, As and When, Over 400 standard reports, Oracle and Crystal can be used in addition

	Flexible Financial Channel Integration
	DataMate connects to various financial systems and devices through an open delivery channel controller. The controller is a network enabled component which listens to various devices through an standard message format like ISO8583 and XML. Open channel allows integration with channels such as ATM, POS devices, Payment gateways IVRs, internet, mobile.